AFFORDABLE VENTURA LAWYER CAN STOP WAGE GARNISHMENT
It's frustrating and frightening to have a wage garnishment in place on your paycheck. You go to work every day, but because of your outstanding debts someone sued you, got a judgment, and now they're garnishing your wages.
Once your creditors have sued you, they can then get an order for wage garnishment, which takes money directly from your paycheck.
Ventura Bankruptcy & Wage Garnishment Attorney Eric Ridley is dedicated to helping you stop a wage garnishment in Ventura California and keep the money you have earned!
HOW DOES A CREDITOR GET A WAGE GARNISHMENT?
Your creditors have several choices when pursuing unpaid debts. They can obtain a court order known as a wage garnishment which requires that your employer withhold a specified amount from your paycheck and give that money directly to the creditor.
Typically, a wage garnishment in Ventura is capped at 25% of your disposable earnings (your take-home pay once all deductions and other withholdings are made). A common myth in bankruptcy is that wage garnishment is limited to 25%, but in some cases, the court can allow for 50% of your weekly wages or more to be garnished on behalf of your creditors.
YOU CAN PREVENT FURTHER VENTURA WAGE GARNISHMENT WITH AN AUTOMATIC STAY IN BANKRUPTCY
You can prevent wage garnishment before it happens. If a creditor has filed a lawsuit against you for unpaid debts, you will be notified. When you receive that notice, you should immediately speak with a bankruptcy attorney in Ventura CA who can explain the ways in which you can protect your rights, your money, your bank account, and your paycheck by filing for bankruptcy.
I'm a Ventura bankruptcy attorney, and I can help you determine whether filing for bankruptcy is your best option to stop wage garnishment in Ventura.
Filing for bankruptcy immediately created an "automatic stay," which is a federal injunction which stops all forms of wage garnishment and allows you to collect your regular wages during the bankruptcy proceeding.
If your underlying debts are dischargeable in Chapter 7 bankruptcy, the debt can be eliminated completely. This means the wage garnishment is also eliminated and will be gone forever.
AFFORDABLE VENTURA BANKRUPTCY LAWYER
If a creditor has filed a lawsuit against you for wage garnishment, you have the ability to take action to stop the wage garnishment. The California Chapter 7 lawyer at the Law Offices of Eric Ridley can stop wage garnishment before it even starts. For a free, friendly, in-depth bankruptcy or wage garnishment consultation, call me right now at 805-244-5291.