Bankruptcy

car bankruptcy

I am not a fan of reaffirming a car loan after you file bankruptcy. If you are able to continue making payments on the vehicle without a reaffirmation agreement, you will eventually get the title to your vehicle.

Read More
Ventura Bankruptcy Attorney

Finding a great bankruptcy attorney is like finding a great proctologist. You never hunt for one unless you really, really need one. But here is what you should look for to detect the best bankruptcy lawyer to help you. Since I’ve never needed a proctologist yet we will have to wait for that guide.

Read More
Camarillo Bankruptcy Attorney

When you file bankruptcy, you are required to have an attorney to represent you - if you're filing bankruptcy as a corporation or partnership.

Read More
debt negotiation scams

These and other debt negotiation or debt consolidation companies are not the bargain they claim to be. In my opinion, this industry preys on consumers when they are at their weakest – owing money, being besieged by daily calls from creditors or collection agencies, and desperate to get some relief from the pressure you feel all day long about your ...

Read More
Law Offices of Eric Ridley PORT HUENEME CA

Lawyering can be sort of a thankless job. This beautiful, heartfelt, and completely unexpected testimonial arrived yesterday from a recent bankruptcy client of mine. Makes it all worthwhile

Read More
Law Offices of Eric Ridley PORT HUENEME CA

The thought of your bills and obligations getting unmanageable can be concerning – even terrifying. Often, my clients are afraid to admit, even to themselves, that bankruptcy may be the best option for them. Unfortunately, once they begin considering bankruptcy, whether it’s a Chapter 7 or a Chapter 13 bankruptcy, most of my ventura bankruptcy clients will do the natural ...

Read More
Law Offices of Eric Ridley PORT HUENEME CA

Federal law gives you the right to file for bankruptcy relief from your creditors, whenever you need to. Bankruptcy is a legal proceeding, in a special federal court, in which you can get a fresh start, free of your financial problems, free of collection agencies, and free of debt. Bankruptcy can be an effective and powerful tool for you to ...

Read More
Supreme Court

These could change the face of Chapter 7 bankruptcy entirely. Right now, debtors in chapter 7 cannot strip their second mortgages. If SCOTUS rules for the debtors in these cases, we could have the ability to strip unsecured second mortgages without having to put debtors through Chapter 13 proceedings.

Read More
reddit logo

I just did an AMA (Ask Me Anything) about consumer and student loan debt, and about credit card defense, over at Reddit. I was hoping for maybe a hundred questions, and ended up with about 1,700.

Read More