I serve bankruptcy clients everywhere in Oxnard, CA I'm not a bankruptcy lawyer based in the San Fernando Valley or Los Angeles, seeking to serve Ventura County. My main court is the Northern Division of the Central District of California. The Northern Division serves residents of Ventura County and parts north, all the way up to San Luis Obispo.
I am a local attorneys and I am experienced with our court. I grew up in Ventura, I live in Ventura County, and my main office is within a ten minute drive of anywhere in Oxnard/
Hiring local counsel matters. Call me and learn why so many others have opted to hire me to represent them to help with their financial problems.
I am deeply committed to Oxnard, and have been a part of life here since 1967 (I was frighteningly young then). I graduated from Ventura High School (class of '78). I know the Oxnard area as well as anyone.
From La Colonia to Silver Strand, from Mar Vista to Hollywood by the Sea, I serve Oxnard. I understand Oxnard. I know the city's largest employers, including St. John's Regional Medical Center, Waterway Plastics, and Haas Automation. I know the smaller employers and family businesses. Many of them are my clients.
Oxnard is a vibrant agricultural and entrepreneurial city
Are you tired of struggling to pay your bills? Does the amount you owe seem to grow and grow out of control? Are you ready to get your life back and put an end to your problems with debt? Come to affordable oxnard bankruptcy attorney Eric Ridley for help.
I am a bankruptcy attorney in Oxnard, CA, and I serve clients get debt relief throughout Ventura County. I make it my mission to help my clients pursue relief from their debts and to make a fresh start financially, and I am ready to help you.
Free initial consultations.
Available 24 hours a day, 7 days a week.
Passionate service, personal help, practical solutions.
Thorough communication with our clients.
If you are in Oxnard, CA, and are heavily in debt and facing creditor lawsuits, home foreclosure or face repossession of your vehicle, bankruptcy could be a viable option that might bring you tremendous relief.
You should also consider a bankruptcy attorney if you are living paycheck to paycheck, using your credit cards to meet basic living expenses or borrowing money from family and friends to pay your bills. For businesses that are struggling financially, bankruptcy might also be an appropriate option.
I offer free initial bankruptcy consultations to people in considering bankruptcy in Oxnard, Camarillo, and Ventura who are ready to take action towards declaring bankruptcy or fighting foreclosure. I invite you to contact me at my office at any time, 24/7 so I can provide your free consultation. We will discuss my services, the bankruptcy process, how to protect your rights in bankruptcy. I promise I'm friendlier than any other local law firm or bankruptcy lawyer in Ventura, Oxnard, Santa Barbara, Simi Valley - or anywhere in the 805, for that matter!
You will find that my years of experience with the bankruptcy court will let me answer your questions about privacy, terms, cases, bankruptcy law, and any other questions you have today. I understand if you want to ask questions online as well, and will answer them!
So what’s good about filing for bankruptcy in Oxnard, CA? You’ll lose everything, right? Wrong.
Bankruptcy is a second chance designed to help you with debts you simply cannot pay. Hiring a bankruptcy attorney in Oxnard is logical if: you lost your job, you lost your health insurance and became ill, you’ve fallen into debt with credit card companies, or if you fear you’ll lose everything you own because of debts.
There are many other reasons for filing, but let’s go over 5 big benefits of hiring bankruptcy attorneys in Oxnard, California.
1-Lose Your Debt by Filing for Chapter 7 or Chapter 13 Bankruptcy in California In Chapter 7 bankruptcy, you lose all unsecured debts. With Chapter 13 bankruptcy, you buy yourself a lot of time to pay back the debts. The good news is bankruptcy attorneys in California with the right experience know the ins and outs of filing for both Chapter 7 and Chapter 13 bankruptcy. You can get counsel on which chapter of bankruptcy is best for you, how to save the most money, and how to eliminate the most debt.
2-No More Harassment One big problem those in debt have is harassing phone calls from your creditors.
It’s harassment in many ways. Technically, creditors can still call you after you file bankruptcy, but hiring bankruptcy attorneys in Oxnard, CA or anywhere else in Ventura County makes it possible for you to tell the creditors to call your attorney.
Your attorney can handle the problem for you, and you can be free of the headaches.
3-No More Fear and Uncertainty with Bankruptcy Attorneys Help If you don’t know how to file,the advantages of filing, and how you will pay, a bankruptcy attorney in Oxnard, CA can help with the fear and uncertainty. You can know from day 1 what will happen with your finances. Yes, most bankruptcy hearings are short and to the point, but there is a lot of detail that goes on outside the courtroom and in paperwork. You need a professional to help.
4-The Price is Right Of course, hiring bankruptcy attorneys in California isn’t free, but the right attorney will work with you on payments (I know I will).
Some bankruptcy filings allow for the attorney to be paid through the settlement as well. In either case, it’s much cheaper to hire the right attorney the first time instead of doing it yourself which would be more costly.
5-No Mistakes with Help from a Bankruptcy Attorney in Oxnard
Finally, Chapter 7 or Chapter 13 bankruptcy in Oxnard can be complicated. You need to know which to file, how to handle certain creditors, how to pay back debt, and how to handle a myriad of other things.
The final benefit in hiring professional bankruptcy attorneys is that you can be assured of no mistakes.
Your debts are resolved through the bankruptcy process, allowing you to emerge with a clean slate and the “Fresh Start.” Depending on your circumstances, declaring bankruptcy can:
If you are facing legal action such as repossession or foreclosure, contact us immediately, even if you are in the process of completing a loan modification or forbearance. Don’t wait until your property is seized before you seek legal representation, or the law may not allow you to reclaim your assets even after you file for bankruptcy.
Every client is unique to us: if bankruptcy isn’t your best option, we’ll tell you, and work with you to find a better solution. We promise you an honest and direct appraisal of your situation so that you can make the best decision for yourself.