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Ventura Bankruptcy Attorney

You are the essence of a really great lawyer. Thank you so much!

Best ventura attorney
Sherri C.

Thank you Eric for everything you did..You were wonderful guiding me thru everything.

Will and Trust Lawyer
Kari R.

[Eric] made what could've been a truly terrible experience instead a fast, painless one.

Ventura bankruptcy attorney

Eric was easy to speak with, returned communications promptly, handled the legal aspects professionally and in a timely manner, and most importantly, took all the pressure of the lawsuit off my plate so I could focus on more important matters.

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Kelly D.

Eric need an amazing job with my case. 10 out of 10! Very helpful, patient, professional, and a pleasure to work with. I recommend using him! 

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Celia C.

Eric Ridley is a great attorney! He is professional and responds to you quickly. He helped me and my husband with debt collection. I would definitely refer him to anyone that needs an attorney for debt settlement. But he also can help out in other areas, check his reviews. I chose him because of all his great reviews and have zero regrets!! Thanks for your help Eric, you are the Best!!

Estate Planning | Asset Protection | Bankruptcy Ventura, Santa Barbara, & Los Angeles Counties

Estate Planning
Wills & Trusts

Become a (Bigger) Hero to Your Family

  • Keep Your Assets Away From The Government
  • Protect Your Family
  • Protect Your Heirs from the Government - and themselves!
  • Pass Your Values On To Your Heirs

We will help you make sure your family is taken care of when you pass on. No-BS solutions to planning for the safety and protection of your heirs.

I am your personal financial expert. I'm really not like other Estate Planning lawyers in Ventura, Oxnard & Camarillo.

Claim Your Free, Friendly Estate Planning Strategy Session.


Book your free in-depth 90-minute estate planning strategy session with me and find out for yourself.

When you're my client you can reach me by phone, text, or email whenever you need me.

I promise to answer all of your questions in normal language — not legal jargon like many estate planning lawyers in Ventura County.

  • FREE unlimited telephone support
  • FREE subscription to our quarterly newsletter
  • FREE Client Seminars. We regularly offer seminars and presentations exclusively for our clients
  • FREE eAlerts with news and announcements delivered monthly
  • FREE one-hour consultation during those difficult days after the death of a loved one
  • FREE regular Legacy and Estate Plan checkups.
Without Shame
  • Stop Wage Garnishment
  • Stop Collection Agency Phone Calls
  • Stop Foreclosure - Keep your home
  • Stop Lawsuits
  • Keep Your Car

WITHOUT Permanently Destroying Your Credit Score

WITHOUT Guilt or Shame

I Am A Ventura bankruptcy lawyer, Bankruptcy Lawyer in Oxnard, Camarillo and all over Ventura County.

You Will:

  • Live Debt-Free
  • Live Without Fear
  • Buy A Home
  • Have a Credit Score Above 700
  • Buy A New Car
  • Get Credit Cards Again

I serve debt, bankruptcy, and estate planning clients in Oxnard California, Ventura, Santa Barbara, & Los Angeles Counties.

Want Your Free, Friendly Debt Strategy Session?


Asset Protection

You worked hard and sacrificed for what you have. Use my unique 7-step system to protect your wealth for generations, from:

  • Divorce
  • Blended families
  • Creditors
  • Predators
  • Bad choices
  • Substance abuse
  • Spendthrift Children

We will work with you to pass on both your wealth, and your values, while protecting your legacy for your grandchildren.

Our Legacy trust and Dynasty trusts make sure your assets remain within YOUR family, and that your values are passed on through the generations.

I am an Estate Planning and Probate attorney, serving Ventura County, Santa Barbara County (including Santa Maria), and Kern County.

Want Your Free, Friendly Asset Preservation Consultation?


Eric Ridley

Estate Planning

How Will I Partner With You?


  • Stop Foreclosure - Today
  • Stop Wage Garnishment - Today
  • Stop Creditor Harassment - Today
  • Reduce or Eliminate Your Student Loans

Expert Estate Planning:

  • Keep your hard-earned money away from the government
  • Make sure your heirs get the maximum from your estate, fast
  • Keep your personal information PRIVATE
  • Pass your values, wisdom, and love to your children.

My Three-Step System

1. Free Instant Phone or Video Consultation

I can't make an effective recommendation until I learn about why you called me in the first place. One size does not fit all, in my world.

We will start by talking about where you currently stand and where you’d like to be, so I can learn about you, your problems, and your goals. 

I will listen - non-judgmentally - to your problems - and not scare you. 

2. Friendly Free Legal Review

I’ll address your concerns and explain what will and won’t happen as your matter (whether estate plan,  bankruptcy, credit card lawsuit, will & trust, or something else) proceeds.

I will do this patiently and respectfully.

No rush, no pressure. 

3. Take the Stress Off of You

Each legal plan I design reflects your individual needs and goals.

Whether it's a bankruptcy, debt relief, Will & Trust, or resolving your IRS Tax Debt (or something else) each case, each client, and each plan, is unique.

My goal to earn your trust and respect once you decide to entrust me with your matter.

After we talk, I will present your options. You can tell me "yes," or "no." And my promise to you is this: "No" is a perfectly acceptable answer.

I want you to have accurate, unbiased advice, and then to be able to make an informed decision.

Practice Areas

Helping you live your life with freedom

Click Here Now To Get Your Free Consultation

Great Outcomes

Recent Oxnard Chapter 7 Bankruptcies

⭐$352,000 debt discharged

⭐$6,700,000 debt discharged

⭐House saved from foreclosure

⭐$14,000 debt discharged

⭐Creditor harassment STOPPED

Oxnard Credit Card Lawsuits

⭐ $14,000 credit card lawsuit

⭐ $98,000 credit card lawsuit

⭐ $8,000 credit card lawsuit

All resolved favorably for my clients in the last 90 days.

Recent Ventura Chapter 7 Bankruptcies

⭐ $4,084,000 discharged

⭐ Creditor calls stopped instantly

⭐ $13,000 discharged

⭐ $69,000 discharged

⭐ $85,000 student loan discharged

Ventura County Wills and Trusts

⭐ Millions of dollars, homes, and lifetimes of work - protected for my client's spouses, children, and grandchildren. 

⭐We listen extremely carefully to our clients, and prepare estate plans, wills, and trusts to protect your wealth for generations.

⭐We also prepare free healthcare documents (living wills and healthcare powers of attorney) for first responders and front-line workers. Just call me to get started.

Important Disclaimer: We are a debt relief agency. We help people file for debt relief under the bankruptcy code. Past performance is no guarantee of future results. These outcomes are no guarantee of similar results with your matter.
See More Results

What does freedom feel like?

I Will Guide You to Freedom

I choose to practice the areas of law that I do (Estate Planning, Wills, Trusts, Asset Protection Planning, & Bankruptcy/Debt Freedom) so that I can help real people get back to focusing on what’s truly important:

Your family, your loved ones, your health, and your work. 

I will make everything as simple and stress-free for you as possible.

Legal matters are stressful, but that doesn’t mean I can’t shoulder that burden for you. My job is to take on your stress so that you can live a life with more freedom, more security, and more happiness.

Here are the ways I make things easier for my clients.

I Will Respect Your Time

I keep my schedule flexible so that I’m available when you need me, especially for your free consultation.

I will be on time for our scheduled calls.

We will schedule calls and online meetings after work or whenever makes the most sense for you. And whenever I can’t come to the phone, I will return your call, text, or email within 48 hours

I Will Be Transparent and Honest


We can accomplish everything through phone, zoom, texts, and emails. Your safety matters.


I make this process simple. At least as simple as a will, trust, estate plan, or bankruptcy can be. 


I am 100% on your side. I'm a pretty nice guy, but I'm not going to let anyone get away with abusing any of my bankruptcy or estate planning clients. 


Everything you and I do together will be 100% confidential. I wlll zealously protect your privacy along with your freedom and your security.

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