What My Clients Have To Say

Bankruptcy | Estate Planning Ventura, Santa Barbara, & Los Angeles Counties

Without Shame
  • Stop Wage Garnishment
  • Stop Collection Agency Phone Calls
  • Stop Foreclosure - Keep your home
  • Stop Lawsuits
  • Keep Your Car
  • Live Without Shame

WITHOUT Permanently Destroying Your Credit Score

I Am A Ventura bankruptcy lawyer, Bankruptcy Lawyer in Oxnard, Camarillo and all over Ventura County.

You Will:

  • Live Debt-Free
  • Live Without Fear
  • Be Able to Buy A Home
  • Improve Your Credit Score
  • Be Able to Buy A New Car
  • Get Credit Cards Again

I serve debt, bankruptcy, and estate planning clients in Oxnard California, Ventura, Santa Barbara, & Los Angeles Counties.

Estate Planning
& Wealth Preservation
  • Keep Your Assets Away From The Government
  • Protect Your Family
  • Protect Your Heirs
  • Protect Yourself

When you're my client you can reach me by phone, text, or email whenever you need me.

I promise to return your call as quickly as possible, and I promise to answer all of your questions in normal language — not legal jargon like many estate planning lawyers in Ventura County.

I am your personal financial expert. I'm really not like other Estate Planning lawyers in Ventura, Oxnard & Camarillo. Give me a call and find out why!

  • FREE unlimited telephone support
  • FREE subscription to our quarterly newsletter
  • FREE Client Seminars. We regularly offer seminars and presentations exclusively for our clients
  • FREE eAlerts with news and announcements delivered monthly
  • FREE one-hour consultation during those difficult days after the death of a loved one
  • FREE regular Legacy and Estate Plan checkups.
Student Loan

Whatever legal situation you’re facing probably has you feeling stuck - that’s why I’m here.

I have successfully discharged student loans in bankruptcy, and negotiated others. If you owe student loans which you cannot repay, I may have solutions for you.

People come to me for bankruptcy, estate planning, and other financial advice from all over Ventura County: Oxnard, Camarillo, Simi Valley... 

We find ways to fix "impossible" financial problems.

After our consultation, I find and use every tool at my disposal to get your matter moving to the best possible outcome for you, and to protect your legal rights along the way.

Eric Ridley

Estate Planning

What Will I Do For You?


  • Stop Foreclosure - Today
  • Stop Wage Garnishment - Today
  • Stop Creditor Harassment - Today
  • Reduce or Eliminate Your Student Loans

Expert Estate Planning:

  • Keep your hard-earned money away from the government
  • Make sure your heirs get the maximum from your estate, fast
  • Keep your personal information PRIVATE
  • Pass your values, wisdom, and love to your children.

Here's My Three-Step Process

1. Free Instant Phone or Zoom Consultation

We will start by talking about where you currently stand and where you’d like to be, so I can learn about you, your problems, and your goals. I can't make an effective recommendation until I learn about why you called in the first place. I will listen - non-judgmentally - to your problems - and not scare the jeebers out of you.

2. Friendly Free Case Review

I’ll address your concerns and explain what will and won’t happen as your matter (whether bankruptcy, credit card lawsuit, will & trust, or something else) proceeds. I will do this patiently and respectfully. No rush, no pressure. 

3. Take the Weight Off Your Shoulders

Each legal plan I design reflects your individual needs and goals. Whether it's a bankruptcy, debt relief, Will & Trust, or resolving your IRS Tax Debt (or something else) each case, each client, and each plan, is unique. My goal to earn your trust and respect once you decide to entrust me with your matter.

Practice Areas

Helping good people get great outcomes

Click Here To Get Your Free Consultation

Great Outcomes

Oxnard Chapter 7 Bankruptcy

$352,000 debt discharged

Oxnard Credit Card Lawsuit

$14,000 credit card lawsuit – negotiated confidential settlement which left client VERY happy

Oxnard Chapter 7 Bankruptcy

$4,084,000 discharged

Camarillo Breach of Contract

Confidential settlement favorable to my client

Important Disclaimer: We are a debt relief agency. We help people file for debt relief under the bankruptcy code. Past performance is no guarantee of future results. These outcomes are no guarantee of similar results with your matter.
See More Results

Are you carrying the weight of the world on your back?

Let Me Help

When you are buried under a mountain of stress - in my experience - you can’t be the best version of yourself. That doesn’t sit well with me. I choose to practice the areas of law that I do (especially  Estate Planning, IRS Tax Resolution, Asset Protection Planning, & Bankruptcy) so that I can help real people (in AND out of the 805) overcome their everyday problems and get you back to focusing on what’s truly important — your work, your family and your loved ones. Not dealing with Oxnard bankruptcy attorneys.

I will make this process as simple and stress-free for you as possible.

Legal stuff is stressful, but that doesn’t mean I can’t shoulder some of that burden for you. Here are three unique ways I work to make things easier for my clients.

I Respect Your Time

I keep my schedule flexible so that I’m available when you need me, especially for your free consultation. We can schedule calls and online meetings after work or whenever makes the most sense for you. And whenever I can’t come to the phone, I will return your call, text, or email as soon as I possibly can. 

We are a debt relief agency. We help people file for debt relief under the bankruptcy code.

Easy and Online

We can usually accomplish almost everything through phone, zoom, texts, and emails, the occasional concern does arise that requires my client and me to sit down together, in person. No worries.  I make this process simple. Rather than asking you to gather up all your paperwork and come to me, I will come to you for your legal matter, including bankruptcy and estate planning in Oxnard, Ventura, Camarillo, or anywhere else in Ventura County. I'm always happy to meet my clients when and where it's most convenient for them. Not all bankruptcy attorneys in Oxnard do that.

Fighting Tenaciously

I am able to resolve the vast majority of the cases I handle before the word “trial” ever comes up. BUT - I always prepare for the possibility of trial just in case. And whether we have to negotiate in or out of the courtroom, you can rest easier knowing I am a skilled and experienced fighter. Filing bankruptcy is tough, as are other areas of law. Your creditors are determined. I know bankruptcy law, and how to use it to get you relief.

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