IRS Tax Resolution | Wills & Trusts | Bankruptcy | Credit Card & Student Loan Lawsuit Defense Serving Bankruptcy, Debt, & Estate Planning Clients
in the California counties of Ventura,
Santa Barbara, & Los Angeles
IRS Tax Debt Clients Nationwide

Experienced
in life and Law

Over the course of 20 years as a marketing professional and entrepreneur & small business owner, I had successes and I had failures; I learned a lot along the way. Those experiences made me a more tenacious negotiator, litigator, bankruptcy lawyer, and a more compassionate and personal Estate Planning, Elder Law, Wills & Trusts, IRS Tax Resolution and Bankruptcy Lawyer. I now serve debt, bankruptcy, and tax resolution clients in Oxnard California, Ventura, Santa Barbara, & Los Angeles Counties. Tax resolution? Anywhere in the State of California, or nationwide.

Down-to-Earth

When you're my client, whether for bankruptcy, tax resolution, or other legal issues, you can contact me by phone, text, or email whenever you need me - Even after our free consultation. I get back to you as quickly as possible, and I promise to answer all of your questions in simple, everyday language — not legal jargon like normal bankruptcy lawyers in California. I am your financial expert.

Ready to Get Things Moving

The situation you’re facing probably has you feeling stuck - that’s why I’m here. People come to me with what appear to be impossible financial problems. After our consultation, I find and use every tool at my disposal to get your matter moving to the best possible outcome for you, and to protect your legal rights along the way, and maintain a strict privacy policy while doing so.

Eric Ridley


Attorney at Law

I don't have a large fancy Ventura County office or a battalion of clerks and paralegals - If you want to be impressed by mahogany paneling, law books, and leather chairs like you see in court, let me know. I’ll provide you a referral to another bankruptcy lawyer in Oxnard or Ventura who has a beautiful office. I don’t keep an office. Instead, I make effective use of the internet, and I work around your busy schedule. We'll also work out payment terms that work for you for your legal representation.

Here's a breakdown of my 3-Step process

1. Big Picture


It may feel like the end of the world right now, but I promise you, it’s not - I understand. Let’s start things off by talking about where you currently stand and where you’d like to be, so I can learn about you.

2. No Jargon


I’ll address your concerns and explain what will and won’t happen as your case proceeds. I will do this patiently and respectfully. No rush, no pressure. Free consultation is my service. Discharge of your debt, and protection of your family, is my goal.

3. Take Action


Each legal plan I design reflects your individual needs and goals. Once that plan is established, I get straight to work using my resources for you. Whether it's a bankruptcy, debt relief, Will & Trust, or resolving your IRS Tax Debt, each case, and each plan, is unique.

What My Clients Have To Say

Practice Areas

Helping good people get great outcomes

Let me help you move forward

Great Outcomes

Oxnard Chapter 7 Bankruptcy

$352,000 debt discharged

Oxnard Credit Card Lawsuit

$14,000 credit card lawsuit – negotiated confidential settlement which left client VERY happy

Oxnard Chapter 7 Bankruptcy

$4,084,000 discharged

Camarillo Personal Injury

Confidential settlement favorable to my client

Important Disclaimer: Past performance is no guarantee of future results. These outcomes are no guarantee of similar results with your matter.
See More Results

Are you carrying the weight of the world on your shoulders?

Please Let Me Help

When you are buried under a mountain of stress - in my experience - you can’t be the best version of yourself. That doesn’t sit well with me. I choose to practice the areas of law that I do (especially  Estate Planning, IRS Tax Resolution, Asset Protection Planning, & Bankruptcy) so that I can help real people (in AND out of the 805) overcome their everyday problems and get you back to focusing on what’s truly important — your work, your family and your loved ones. Not dealing with Oxnard bankruptcy attorneys.

I will make this process as simple and stress-free for you as possible.

Your situation will inevitably be stressful, but that doesn’t mean I can’t shoulder some of that burden for you. Here are three unique ways I work to make things easier for my clients.

I Respect Your Time

I keep my schedule flexible so that I’m available when you need me, especially for your free consultation. We can schedule calls and online meetings after work or whenever makes the most sense for you. And whenever I can’t come to the phone, I will return your call, text, or email as soon as I possibly can. 

Traveling to Meet You

Although we can usually accomplish almost everything through phone, skype, texts, and emails (yes, my clients can text me for quick questions), the occasional concern does arise that requires my client and me to sit down together, in person. No worries — I make this process simple. Rather than asking you to gather up all your paperwork and come to me, I will come to you in Oxnard, Ventura, or anywhere else in Ventura County. I'm always happy to meet my clients when and where it's most convenient for them. Not all bankruptcy attorneys do that.

Fighting Tenaciously

I am able to resolve the vast majority of the cases I handle before the word “trial” ever comes up. BUT - I always prepare for the possibility of trial just in case. And whether we have to negotiate in or out of the courtroom, you can rest easier knowing I am a skilled and experienced fighter. Filing bankruptcy is tough on individuals, as are other areas of law. Your creditors are determined. I know bankruptcy law, and how to use it to get you relief.

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