FORD TO MERCEDES FOR ONLY $20 MORE PER MONTH!
“In spite of a bankruptcy, my credit score went from 540 to 748. Once my credit score improved… I went to get a new car and got a brand new Mercedes Benz with a payment of only $20 more than my Ford.”
DROPPED INTEREST RATE BY 4 PERCENT!
“Since I acquired the 7 Steps to a 720 Credit Score and followed the steps, my wife and I got a car loan and knocked our interest rate down from 11 to 7 percent.”
SAVING OVER $1,000 PER MONTH – OLD CAR TO NEW CAR!
“If it weren’t for the 7 Steps system I’d still be renting an apartment and driving the old Honda. It would be a lot different financial situation for me. All things combined, I started to save over $1,000 per month after implementing the 7 Steps system.”
SAVED $1,200 PER MONTH!
“We followed Phil’s advice in 7 Steps to a 720 Credit Score and we were able to reduce our monthly payment by over $1,200 a month. It made life very, very manageable. It was the most important move I have made in the past 27 years.”
NOW A BELIEVER!
“Prior to using 7 Steps, I had tried everything from credit improvement companies to attorneys, and nothing worked for me. I followed Phil’s system and my score jumped to 718. I couldn’t believe it.”
Los Angeles, California
$100,000 MORE EXPENSIVE HOUSE FOR ONLY $50 PER MONTH!!!
“Once our credit jumped from 610 to over 720, we moved into a house that cost $100,000 more and our payments only went up by $50 per month!”
Shawn and Karlee Bucher
SAVED THOUSANDS WITH 7 STEPS
“By increasing my score to 720, I saved thousands of dollars on my mortgage, car loan, and credit cards. What a phenomenal tool!”
“7 Steps to a 720 Credit Score really opened my eyes. The book gave me concrete and easy to follow advice on how to turn things around. For that alone, it was worth the investment. But the thing that struck me is that Philip really cares. He doesn’t just want more business. He genuinely wants to help people repair their credit, buy a home, and get the best rates. I only wish I lived in his area so he could be my mortgage broker.”
MAKING MONEY WITH 7 STEPS
“I recently went to buy a car, and was told that my credit score was only 619. That’s when I bought the 7 Steps to a 720 Credit Score System. I followed the 7 Steps and realized that I was one of the 80 percent of Americans that had an error on their credit report. I followed Phil’s advice and in three months my credit score jumped to 741! I am now saving $300 per month on my mortgage since refinancing with my new credit score. I’m such a believer that now I’m selling the program off my own website so I can spread the word and earn additional income.”
Jim Garland President
Free Credit Rehab After Bankruptcy | ventura bankruptcy attorney
Free Credit Rehab Course for My Bankruptcy Clients
I Am the ONLY Bankruptcy & Consumer Rights Lawyer in Ventura County
Who Gives Every Client of Mine an Honest, Ethical, Legal
$1,000 FICO Score Improvement Program – FREE.
I talk to people about their bankruptcies or potential bankruptcies every day, and I realize that, while bankruptcy solves your immediate problems (debt, creditors, phone calls and lawsuits) the bankruptcy itself is only part of your concern; everyone – literally everyone with – whom I talk also wants to get back to their normal life as soon as possible. This includes rebuilding your FICO score to 720 (or better) as fast as possible.
Even though my clients come from wildly different backgrounds, everyone asks me very similar questions:
- “How long it will take to rehabilitate my credit score after my chapter 7 bankruptcy?“
- “Will I ever get credit again after my bankruptcy?”
- “Will I be able to get a mortgage or rent an apartment after filing bankruptcy?”
- “Can I buy a car after I file bankruptcy?“
These are all excellent questions, and valid concerns.
I Listened to My Clients Concerns
About Their FICO Credit Score After Bankruptcy
and I Found a Solution For My Clients that Will Guarantee You:
“A 720 FICO Credit Score After Your Bankruptcy”
In my research, I learned that:
- If you take immediate steps to start rebuilding your credit score after a bankruptcy, you can see your credit score improve to 720 or better within 12 to 24 months after your bankruptcy has been discharged.
- Most people who seek credit repair get taken advantage of by “credit repair” scams and scammy operators. Credit repair companies are largely predators who sell empty bags of hope to people in pain and fear.
Because my clients are concerned about their credit, I searched high and low for the best credit repair program available. I had several criteria which the program had to meet, or I would refuse to consider it:
- The credit repair program must be legal (I have a law license and a reputation at stake)
- The credit repair program must be ethical (I will not engage in unethical behavior, period)
- The people offering the program must be of the highest moral standards ( I believe that the people you choose to associate with are a reflection of who you are)
But – Most Important:
- The Credit Repair Program Must Work. If It’s Not Effective, We’re ALL Wasting Our Time.
After examining the program, I learned that people who have been through 720CreditScore.com’s FICO credit repair program (7 Steps to a 720 Credit Score) get 720 credit scores as quickly as 12 to 24 months after a bankruptcy.
And the 720CreditScore.com company guarantees a 720 credit score within 12- 24 months of beginning the program.
The program was developed by Philip Tirone, who is a former mortgage broker that developed his system to help his mortgage clients improve their FICO scores to qualify for better mortgage rates. Mr. Tirone’s credit repair program costs $1,000.
G’head. Check out his website. There’s a ton of good information there; a free FICO Credit Score webinar, a free FICO Credit Score Improvement ebook, and other free credit repair information. Then come back here. I’ll be waiting.
I Enroll Every One of My Bankruptcy Clients Into the 720 Credit Score Program, at My Cost.
$500 Guarantee If You Do NOT Reach a 720 FICO Credit Score
720CreditScore.Com feels so strongly about this program that they offer my clients a $500 guarantee:
“If you follow each one of the steps in the 720creditscore.com program immediately after your bankruptcy discharge, and your credit score does not improve to above 720 within 24 months, you will receive a $500 check directly from them. No arguing. No grief. Period.”
I’m a skeptic. It comes with being a lawyer. After a while, you don’t believe anybody, for any reason. So, not only was I skeptical about this program, but I didn’t trust Phil – or, frankly, anything about it. After all, I earn my living fighting against debt negotiators, credit repair scams and other predators. But Phil won me over with his guarantee, his sincerity, his enthusiasm, and with the following testimonials.
The following testimonials are from Phil’s website:
What Experts and Advisors Are Saying:
Here’s what a few experts have to say…
CREDIT IMPROVEMENT EXPERT
“I’ve been in the credit improvement business for twenty years and I have benefited from Phil’s challenge in improving my own credit.”
PER CPA, SAVES PEOPLE MONEY!
“I have clients that are just a few hundred dollars short per month in their finances. By following Phil’s class, they are able to get a better rate on their car, home and credit card, which takes them from losing money each month, to saving money each month. It’s the best investment a person can make.”
CPA President, Fenton and Ross,
Los Angeles, California
NEW YORK TIMES BESTSELLING AUTHOR
“Due to Phil’s program, we were able to secure a loan at an interest rate that was 0.5% lower than what I would have paid if I didn’t follow Phil’s system… which equated to about $400 per month.”
REINVENT YOURSELF FINANCIALLY WITH 7 STEPS
“The 14-Day Credit Challenge is a clear and powerful process for reinventing oneself financially. It provides motivation for people trying to take control of their financial future. I would like to see all real estate agents read this book both for themselves and their clients.”
Floyd Wickman CSP, CPAE,
Speakers Hall of Fame
UCLA SCHOOL OF BUSINESS AND MANAGEMENT PROFESSOR
“After recommending Philip’s program to my student and clients, I realized that I had to apply several of the steps myself!”
UCLA School of Business and Management,
Los Angeles, California
BLUEPRINT FOR MAKING MONEY – ACCORDING TO AGENT TO THE STARS
“What’s so fantastic about Philip’s Program, is that it’s a blueprint on how you can save a lot of money, each and every month.”
REAL ESTATE VETERAN
“I’ve owned my company for 15 years, I’ve sold over $300,000,000 in Real Estate, I own my own mortgage company and I learned a lot by following Philip’s Program.”
USC PROFESSOR FOR BUSINESS OWNERS ADVISES, GET 7 STEPS!
“Tirone’s book is a good overview of protecting and correcting your own credit. Good credit should be guarded by all, especially entrepreneurs. Become and remain bankable!”
William H. Crookston PhD,
Professor of Entrepreneurship,
University of Southern California
THE CORE SECRET TO MANAGING CREDIT SUCCESSFULLY
“Managing your credit is one of the core secrets of success, which makes Philip’s program the perfect resource for people who have great credit, bad credit, or no credit at all. Tirone’s book teaches you everything you ever needed to know about credit.”
Author of the New York Times bestseller Secrets of the Young & Successful
MAKING CLIENTS’ DREAMS COME TRUE
“As a realtor, I’m responsible for making my clients’ dreams come true, and I couldn’t do that without Philip’s system. Time and time again, it gave my clients the ability to qualify for the best home loans available. In fact, every homeowner, homebuyer, realtor, and mortgage broker in the country needs Philip’s program!”