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Home of the $1 Down Chapter 7 Bankruptcy

Ventura Attorney Eric Ridley

Southern California Bankruptcy Attorney Eric D. Ridley 

I dedicate my law practice to helping good people who are having debt trouble. I developed the $1 Down Chapter 7 Bankruptcy, to help people who qualify, to be able to file immediately. This means I can stop your wage garnishment or bank levy immediately, and get you back on the road to great financial health again!

Stop Garnishment and Bank Levies NOW:

Really? $1 Down?

Yes, really. As long as you have a job, or someone to guarantee your payments, I will file your Chapter 7 Bankruptcy for $1 down. I will pay your filing fees and do all of the work - up front - for $1. Really. We will stop your wage garnishment, release bank levies, and get you on the path back to success immediately.

But - Every Other Lawyer Says I Have To Pay Up Front

I'm not like every other lawyer. I'm not going to drag you into my office with all your bills, making you take time away from work and from your family, to meet with me. We will do all of our work on the phone and by internet, without disrupting your life. Full Disclosure: I don't even keep an office any more. I don't need it, and I think it's disrespectful to my clients to make them come in to do things that could just as easily be done at home, online. My goal is to make this process as easy for you as I can.

Can I Keep My Car?

In most cases, yes. In virtually all Chapter 7 bankruptcies I file, my clients can keep all of their personal property, including their car(s).

What About The Harassing Collection Agency Phone Calls?

We will make ALL those phone calls stop. If the creditor thinks they can keep calling you, I will sue them for you.

Isn't My Credit Going to Be Ruined Forever?

This is one of the most dangerous, pernicious, untrue myths about bankruptcy. In many cases, bankruptcy is the faster way to improve your credit score. Plus, as an added, no-charge, bonus for all of my clients, I enroll every client of mine into the free 720creditscore.com credit rebuilding course (this is NOT CREDIT REPAIR. If I catch you paying money to a credit repair company I am personally going to come to your house and slap you). This course is a $1,000 value.

This is a superb course which will teach you how to rebuild excellent, 720+ credit within 12-24 months after your bankruptcy. 

I will even enroll you into this course - free ($1,000 value) - just for consulting with me about your bankruptcy. Just remind me after we talk on the phone and I'll hook you up immediately.

Getting Started

Just fill out the form above. You and I will have a brief chat (I'm friendly and I don't bite) and we will see if a Chapter 7 bankruptcy is the best choice for you, or if there are other ways to solve your debt problems. 

You Might Be Wondering...

Who is Attorney Eric Ridley?

I'm a Consumer Protection attorney. I work from the beach between Oxnard and Ventura, but I serve clients from Riverside all the way up to Santa Maria and Lompoc. You will never need to drive to see me.

I love what I do! I get to help people put their lives back on track again and get a fresh start.

What if Chapter 7 Isn't Right for Me?

That's fine. It's not always the best solution, and I will be honest about that if it's not. We have lots of tools to deal with your debt. We can work with your creditors. We can examine a Chapter 13 bankruptcy. We have other choices. I will discuss your options during your free phone consultation.

Ready to Get Started?

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Attorney advertising and important disclaimer. I am an attorney, but I am not YOUR attorney until and unless we have a written retainer agreement in place, signed by both of us. All examples given are for illustration or opinion purposes only. Past performance is no guarantee of future results.

Law Office of Eric Ridley • (805) 244-5291 • :567 W. Channel Islands Blvd. #210 • Port Hueneme, CA 93041 • [email protected]

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