“I’ve Been Called By Glass Mountain Capital LLC!”
If you’ve been contacted by Glass Mountain Capital, or their debt collection arm, GMC Credit Services, from Schaumburg, Illinois, (and you’re in California), you need to call debt defense attorney Eric Ridley today.
Glass Mountain Capital LLC breaks collection laws (FDCPA, Rosenthal FDCPA, California’s Unfair and Deceptive Practices Act, California’s Unfair Competition law) constantly. Glass Mountain Capital sometimes uses predictive dialing, robodialers and other prohibited means of collection in their efforts to collect past due debts. GMC Credit Services operates on a contingency basis, which means that Glass Mountain Capital doesn’t get paid until GMC Credit Services collects.
Glass Mountain Capital LLC Complaints
Glass Mountain Capital received Better Business Bureau accreditation in 2009, and as of April 2013, had been granted a BBB rating of A+. There have been few Glass Mountain Capital LLC complaints when compared to other debt collection agencies. The BBB noted 37 Glass Mountain Capital complaints closed within the past three years, including 25 closed within the past 12 months. However, in the first three months of 2013, there were three federal lawsuits filed against Glass Mountain Capital for alleged violations of the Fair Debt Collection Practices Act.
Stop Glass Mountain Capital Harassment
The Fair Debt Collection Practices Act (FDCPA) and California’s Rosenthal Fair Debt Collection Practices Act (Rosenthal FDCPA) was designed to keep debt collectors – whether from Glass Mountain Capital, GMC Credit Services or any other collection agency (Persolve, Portfolio Recovery Associates, Mandarich Law Group, Kenosian & Miele, Spiwak & Iezza, or others) – from harassing or abusing consumers. There is a lengthy list of things that they can and cannot do. For instance, debt collectors – whether from GMC Credit Services or any other collection agency – can only call a consumer at certain times—between 8 AM and 9 PM in the consumer’s time zone. In addition, debt collectors are not permitted to call so frequently that it constitutes harassment, and while the legislation don’t define harassment, calling more than once a day would seem to fit the bill.
In addition, a debt collector from whether from Glass Mountain Capital, GMC Credit Services or any other collection agency (Persolve, Portfolio Recovery Associates, Mandarich Law Group, Kenosian & Miele, Spiwak & Iezza, or others) is not allowed to talk to anyone else about your debt. In some states, they’re permitted to talk to your spouse. If you give GMC Credit Services the name of your attorney and ask them to communicate with him or her, GMC Credit Services isn’t allowed to talk directly with you anymore. If you aren’t allowed to receive phone calls at work, you can tell the debt collector, and according to the FDCPA, they must stop calling you there.
The Fair Debt Collection Practices Act gives you the right to take the debt collector to court if you can prove that he violated the provisions of the Act. Talk to a fair debt collection attorney, and if he thinks you have a case, file a suit. If you win, the judge can award you up to $1,000 in damages, plus force the debt collection agency to pay court costs and attorney’s fees.
Glass Mountain Capital (GMC Credit Services)
1930 Thoreau Drive, Suite 100
Schaumburg, IL 60173
GMC Credit Services Phone Number: 877-214-0276